Hit and run accidents are very common, and it is very important that you both know whether your insurance will cover you and what to do if you are a victim of one. If you are injured it may well be in your best interests to hire a Renton car accident lawyer.
Will My Insurance Cover me in a Hit and Run?
Don’t assume that your auto insurance policy will cover hit and runs. Unless you carry uninsured motorist (UM) coverage, it is likely that it will not. Having full coverage does not necessarily mean that you have UM. This is usually packaged separately and must be specifically requested.
Uninsured motorist coverage is relatively inexpensive, especially considering how common hit and run accidents are. In some states, indeed, as many as 50% of accidents involve drivers who flee the scene.
It is also important to know that even assuming your insurance company will cover your accident if you are injured, adjusters are notorious for trying to give claimants a minimal amount of compensation. A Renton car accident attorney understands how these insurance adjusters operate and may be able to help you get a fair award.
What Should I Do if a Driver Hits Me and Flees the Scene?
First, it is important to understand that it is against the law for a driver to flee the scene of an accident where injuries have occurred. If this happens, you need to gather as much information as possible. Try to take down at least part of the car’s license number, and note the make, model and color of the vehicle. If there are any dents or other things that may help identify the vehicle, write this information down. You should ask any witnesses for their contact information, and take photographs of the accident scene.
As soon as you are able you should then contact law enforcement. They will make a report, and you will need this later as you try to gain compensation for your injuries. Be prepared to answer a lot of questions. The police tend to be skeptical about hit and runs. Don’t take this personally. Just give them as detailed a description of what happened and the other vehicle as possible.
Needless to say, you should seek treatment for any injuries you have suffered. This is very important, for your medical report will be a key document in your claim for compensation.
Call an Attorney
Finally, you should strongly consider hiring a Renton car accident lawyer to help you with your claim. Your attorney knows the claims process thoroughly, and can help you avoid any statutes of limitations and other problems you may otherwise not know about. Call Edward K. Le, PLLC, Attorneys at Law today to arrange a consultation.